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El Cajon Ford Finance Department

Financing & Leasing

El Cajon Ford makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.

access_time Finance Hours

Mon 8:30am - 9:00pm
Tue 8:30am - 9:00pm
Wed 8:30am - 9:00pm
Thu 8:30am - 9:00pm
Fri 8:30am - 9:00pm
Sat 8:30am - 9:00pm
Sun 10:00am - 8:00pm

phone_iphone Call Us

Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at El Cajon Ford will help guide you through the rest of the process.

Buying vs. Leasing

Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.

What Can I Afford?

$416.21/mo.
Only an estimate. Excludes taxes, title, license and insurance.
$26,000
2,00010,00050,000
add_circle
$2,900
05005,00020,000
3.11
Not Set0.002.005.0015.00
60
Not Set36486072
Finance
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